Tell us about yourself & your family

Find out if you might qualify for no cost insurance or tax credit savings in less than 5 minutes

* Indicates required field

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A valid Rhode Island zip code is required
You must select a County
You must fill the Age field for all persons
You must fill the Relationship field for all persons
Only ages 0 to 120 are eligible
Your household number cannot be lower than the number of people covered
You must specify your household income
>You must select a County

Rhode Island zip code where you live.*

Who will be covered?

Age:*

Relationship

In general, would you say the health of this person is:

Expected medical
procedures:

Member of Federally Recognized Tribe?

Pregnant woman?

Person {{index + 1}}

Do you want to include dental plans in your search?*

Yes No

We will show you both health plans and dental plans available to you. The dental plans will be shown on a separate tab in your plan results.

In case you change your mind, you will still be able to review available dental plans by clicking the "Dental Plan" tab in your plan results.

Do you want to know if you can get help paying for coverage?*

Yes No

Important: Since you said "NO" to the question "Would you like to find out if you can get help paying for coverage?" The prices you see might be much higher than the actual cost of buying health insurance through HealthSource RI. You also won't see if you qualify for free coverage through Medicaid or RIteCare.

Change your answer to "YES" if you want to find out about financial help.

How many people are in your tax household?*

You must specify the household number.

(Please select the total number of people in your tax household, whether or not they plan to enroll in insurance through HSRI. This is important for accurately calculating any financial assistance you might receive.)

Is affordable** employer coverage available to everyone in your household?*

If your employer offers you an Individual Coverage HRA (ICHRA) or Qualified Small Employer HRA (QSEHRA), please answer yes.

** Not sure if your employer coverage is considered affordable according to federal guidelines? Check using our Affordable Employer Coverage Tool. Please note, affordability of employer coverage may vary across your household – if this is the case, please call 1-855-840-4774 for assistance.

Yes No

What is your expected household income in 2023?*

See if you qualify for financial help

Calculating your subsidy

(Include wages, salary, self-employment income, interest and dividends received, alimony received, Social Security payments received, other income of all tax household members even those not requesting coverage.)

Financial help for buying health insurance through HealthSource RI

According to the information you gave us, you qualify for:

${{aptc}} - off the cost of your monthly health insurance bill

for coverage for the following person(s) you listed:

{{person}}

That means whatever plan you pick, you'll pay ${{aptc}} less than the full price.

We estimate that your household is not eligible for financial help for paying health premiums through HealthSource RI.

Our estimate shows that you may be eligible for a cost sharing reduction, which lowers the amount you pay for out-of-pocket costs like deductibles, coinsurance, and copays. This cost sharing reduction only applies to silver plans. We've already factored this into the details you'll see about those plans.

Members of Federally Recognized American Indian or Alaska Native Tribes may be eligible for special benefits and protections. Our estimate shows that you may be eligible for 100% cost-sharing benefits, which means you would not be required to pay deductibles, copayments, or other out-of-pocket costs. We've already factored this into the details you'll see about the plans. To understand the full benefits that may be available to you, please call us for assistance at 1-855-840-4774.

Members of Federally Recognized American Indian or Alaska Native Tribes may be eligible for special benefits and protections through HealthCare.gov. Our estimate shows that you may be eligible for a cost sharing reduction, where there is no cost-sharing for services provided by Indian health care providers (I/T/U). This tool cannot make these calculations. To understand the full benefits that may be available to you, please call us for assistance at 1-855-840-4774.

Important —Effects of Employer Coverage: This financial help estimate was calculated because you indicated that employer coverage is available to everyone in your household.

However, you may still qualify for financial help if your employer coverage is deemed unaffordable under the federal formula or does not meet the definition of minimum essential coverage standards. Please call HealthSource RI at 1-855-840-4774 for more information.

According to the information you’ve given us, your household may qualify for FREE health insurance through Medicaid or RIte Care.

Coverage through:

Medicaid

{{person}}

RIte Care

{{person}}

According to the information you’ve given us, part of your household may qualify for FREE health insurance through Medicaid or RIte Care.

That means you can get health insurance through:
-Neighborhood Health Plan of Rhode Island
-Tufts Health Plan
-UnitedHealthcare

But no matter which plan you choose, you'll pay $0 per month for your Medicaid or RIte Care plan.
*Remember, this is just an estimate. You'll need to complete an application through HealthSource RI to confirm that you qualify for Medicaid.

When you continue to compare plans, we will use our estimate for your subsidy and we will assume that family members who qualify for Medicaid or RIte Care will take advantage of those programs and not the plans we will be comparing.

*Remember, this is just an estimate. You'll need to complete an application through HealthSource RI to confirm that you qualify for financial help.

We'll use this estimate when we show you your plan options.

*Some required fields are empty or invalid.

For Medicaid or RIte Care:

Click here to start the application process »